Terms and Conditions

​​​​​​​Cashback is applicable on transactions made using Paytm UPI on merchant above the applicable MOV of ₹29 and above

To avail the offer, the user must complete a payment on the merchant app/website using Paytm UPI or Paytm UPI Lite.

Offer valid for users who have not used Paytm for any payment in the last 60 days.

Minimum Payment Value: ₹29 & above.

Offer Period until 31st October 2026.

Users will receive Cashback via scratch cards in the “Cashback & Offers” section of the Paytm app. Users will receive cashback & Gold coins scratch cards in the cashback & offer section of the Paytm app.

Scratch Card Expiry: Cashback scratch cards expire 2 days after issuance; Gold Coins scratch cards expire after 30 days

Cashback Credit: Within 24 hrs of redemption on the Paytm App.

Gold Coins: Valid on every payment of ₹1 or above. Redeemable into real gold once a minimum of 1,500 coins are acquired.

Other standard Terms & Conditions apply.

Other standard T&Cs apply